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by Bill Counts, MBA | Oct 1, 2019 | short term care insurance, short-term care insurance
Elizabeth, age 58, purchased Guarantee Trust Life’s Short-Term Home Health Care Insurance. Her monthly premium is $30.64. She submitted her prescription receipts for a monthly reimbursement of $20. Her net cost is $10.64 a month for a policy that will pay $300 per day for 360 benefit days, totaling $108,000!
by Bill Counts, MBA | Feb 18, 2019 | short term care insurance, short-term care insurance
The situation Paul, age 66, and Mary, age 65, jointly applied for a hybrid long-term care insurance policy. Unfortunately, Paul was declined because of existing health issues. Paul was concerned that his future care needs would be a physical and emotional burden for...
by Bill Counts, MBA | Aug 29, 2018 | long term care insurance, long-term care insurance
Chances of Needing Long-Term Care. There are many options to insure your future care.
by Bill Counts, MBA | Aug 21, 2018 | long term care insurance, long term care insurance advisors, long-term care insurance
The problem Individuals are living longer and subject to potentially catastrophic financial burdens for long-term care. Home health aide is $25 an hour. Assisted living averages $3,500 a month. Preferred facilities are $4,500 or more. Skilled nursing home care is...
by Bill Counts, MBA | May 19, 2018 | short term care insurance, short-term care insurance
Some would like long-term care insurance (LTCi) but feel they have waited too long. They feel they are too old, unhealthy, or can’t afford the cost. They may have been previously declined. There are others who have assets, but want time to plan the financial...
by Bill Counts, MBA | Dec 14, 2017 | long term care insurance, long term care insurance advisors, long-term care insurance
Seventy-percent reading this message will need long-term care. It may be a short period resulting from an accident or illness, or a chronic condition lasting the remainder of your life. Care most likely will begin in the home and be provided by a family member. ...
