•  M-F: 9am - 5pm; Sat: By Appointment

Personal Money Management

 

 

 

Are you stressed keeping on top of monthly bills and financial correspondence for yourself or a care recipient?

Are you a busy parent, professional or business owner who desires time for more rewarding and profitable activities?

Would you like someone to explain your life insurance, retirement and annuity documents in simple terms?

Then Personal Money Management is your solution. Here is what we do.

Services Provided

  • Bill payment services for individuals and families
  • Budgeting
  • Debt reduction
  • Financial coaching or counseling
  • Financial record management
  • Medical billing issues
  • Negotiating with creditors
  • Working with fiduciaries on financial tasks

Call 520-909-2812 or email [email protected] for a free consultation.

We are a member of the American Association of Daily Money Managers, http://aadmm.com/

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Finances are the major cause of divorce.

Feeling that one’s spouse spent money foolishly increased the likelihood of divorce 45 percent for both men and women.

Couples that argue about finances at least once a week are 30 percent more likely to get divorced.

Couples with no assets at the beginning of a three-year period are 70 percent more likely to divorce by the end of that period than couples with $10,000 in assets.

https://www.wf-lawyers.com/divorce-statistics-and-facts/

 

 

What is the difference between a CPA, Financial Coach, Daily Money Manager and a Financial Advisor?

Courtesy of Kelsa Dickey, Fiscal Fitness

A CPA typically looks at what has happened over the past year and ensures that transactions are properly reported for financial statement and tax purposes. Financial Advisors look to the future to ensure you are properly invested for retirement and other life goals.

A Financial Coach and a Daily Money Manager help you with the here and now. A Financial Coach teaches you how to manage your finances. A Daily Money Manager does the financial management for you.

There can be overlap in the functions of these professionals. One or more of these professionals may be beneficial to your needs.

 

 

What is a Personal Money Manager

A Personal Money Manager is a financial professional who provides personal financial services to individuals and families, and who manages money matters such as budgets, debt reduction, bills and record keeping.

As a member of the American Association of Daily Money Managers (AADMM), I am background check certified, bonded and insured. I am bound by the guidelines of the American Association of Daily Money Managers’ Code of Ethics and Standards of Practice.

 

 

How I work with Licensed Fiduciaries and Professional Referrals

I work with clients not requiring a Licensed Fiduciary or in support of their Fiduciary. I work under a Special Power of Attorney as applicable. Services are budget management, debt reduction, bill payment and record keeping. I do projects to organize a client’s financial matters for the needs of care managers, fiduciaries, trust administrators, accountants, attorneys and financial advisors.

As a member of the American Association of Daily Money Managers (AADMM), I am background check certified, bonded and insured. I am bound by the guidelines of the American Association of Daily Money Managers’ Code of Ethics and Standards of Practice.

 

 

Examples of my clients

I work with an early dementia individual who no longer can keep track of bills, bank accounts and financial issues. I work with first time home owners to help manage their current expenses and saving goals.

Other examples are vision impaired, seniors wanting to avoid scams, loss of a spouse who handled financial matters, and busy professionals and business owners.

 

 

Client protection during Covid

I am very committed to ensuring client and my own health and safety during the pandemic.

In-person meetings adhere to CDC guidelines. Meetings are held in the home or in a comfortable area outside (weather and temperatures permitting), keeping 3-6 feet apart and wearing a face mask. Disinfecting wipes and hand sanitization is used when reviewing and exchanging documents. Pre-addressed envelops are provided for mailing of documents.

 

 

How we can work remotely

I work remotely using phone, fax, computer and video such as Zoom. Client assessments and authorizations are done with phone and video conferencing. All computer work is secure, using encryption and passwords. Pre-addressed envelops are provided for mailing of documents. Monthly reports are mailed or emailed. Reviews are done over the phone or with video conferencing and screen sharing.